Car Accident? What to do!
It is a beautiful day out and you are going for a drive when suddenly, you get struck by another car or strike a car yourself. “Oh no! What now? Do I call the police? What about my insurance company? Should I document any evidence? How long should I wait to see a doctor? Is an attorney necessary?” If you have found yourself asking these questions, then you have come to the right place! Below are some tips that will help put your mind at ease and help make sure you do not miss any important steps along the way.
Yes! Whether you have been hurt and need to dial 911 to get immediate care, or simply need to call the sheriff’s office to file a report, you want to make sure you have proper documentation of the accident.
Absolutely! Florida is a no-fault state so YOUR car insurance is what will be used to cover any initial medical expenses. You also want to get the other party's insurance information. Make sure to obtain the name of their insurance provider and policy number. Both parties will turn to their auto insurance policies to make claims, regardless of who was at fault. To cover this, all Florida drivers must have Personal Injury Protection (PIP) insurance included in their car insurance policy.
Definitely! Take, or draw, pictures of what happened. Get the names of as many witnesses as possible. This way you can support any statements made by yourself or the other party.
Do not hesitate! You have up to 14 days after the accident to seek medical attention, otherwise, you are subject to forfeiting your insurance benefits. If any injuries are present, you may want to see a doctor immediately, as symptoms can tend to worsen over time.
If you have been injured and believe there is reason to file a personal injury lawsuit you may want to consider hiring an attorney. An attorney can help protect your legal rights and ensure that you can pursue a legal claim for financial compensation.